What’s Medicare? Medicare is health insurance for people 65 or older, certain people who are under 65 with disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). 

If Medicare Supplement Insurance or Medicare Advantage right for you?

What’s a Medigap policy? A Medigap policy is an insurance policy that helps fill "gaps" in Original Medicare and is sold by private companies. Medigap policies can help pay for some of the costs that Original Medicare doesn't, like copayments, coinsurance, and deductibles.

Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as "Medicare Supplement Insurance." Insurance companies can sell you only a "standardized" policy identified in most states by letters.

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All policies offer the same basic benefits but some offer additional benefits, so you can choose which one meets your needs.

As an independent insurance brokers, we can help you find the best Medicare Supplement Insurance plan to meet your needs. We can help you compare plans and understand your options so you can make an informed decision. 

Get the peace of mind knowing that your out-of-pocket costs like co-payments, coinsurance, and deductibles can be managed.  Contact us today or download this informative guide. You'll be glad you did.