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Kim Purnell
A Wix Legend Marketplace Agency
CLIENT RESOURCES
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Medicare and Traveling Abroad
What does Medicare pay for outside the United States?
Medicare usually doesn’t cover health care while you’re traveling outside the U.S. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S. However, Medicare won't pay for health care services you get when a ship is more than 6 hours away from a U.S. port.
This means that Medicare will not pay for any medical services you receive while traveling abroad. Medicare will not pay for medical services you receive in a foreign hospital, doctor’s office, or other health care provider.
Medicare will not pay for ambulance transportation, prescription drugs, medical supplies, or any other medical services you receive while traveling abroad. This includes medical services you receive while on a cruise ship, even if the cruise ship is in U.S. territorial waters.
Medicare Advantage plans typically do not cover medical costs incurred abroad. However, some plans may provide coverage for emergency medical care while traveling abroad. It is important to check with your plan to see what coverage may be available before traveling. Medicare Advantage plans may also offer coverage for medical evacuation and repatriation in the event of an emergency.
Medicare Supplement Insurance (Medigap) pays for medical care while you are traveling abroad, but only in very limited circumstances. It will cover you only if you need emergency or urgently-needed care while traveling outside of the United States and its territories. Medigap will also cover you if you are traveling between Alaska and another U.S. state. You must be enrolled in both Medicare Part A and Part B to be eligible for Medigap coverage while traveling abroad.
To learn more about your choices, download this guide or give us a call today, you'll be glad you did.
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Florida
A000000
[Mobile Phone]
321-327-9049
Insurance & Retirement Planning Specialist
Kim Purnell
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. By providing your contact information for quote requests for material downloads, you grant permission for licensed insurance agent, identified here, to call you regarding your Medicare options including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.
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Adaptive Marketing Group, LLC
898 Glendale Ave Palm Bay, FL 32907
Florida
A000000
[Mobile Phone]
321-327-9049
Insurance & Retirement Planning Specialist
Kim Purnell
FINRA, or the **Financial Industry Regulatory Authority**, is a self-regulatory organization that oversees the brokerage industry. FINRA has rules and guidance on disclosure in advertising and other communications with the public ?.
FINRA encourages members to be precise and succinct in their explanations and disclosures. Members often include in their communications disclosures that are not required by the rules, and FINRA does not object to additional explanations or information beyond what is required for rule compliance ?.
You can learn more about FINRA's rules and guidance on disclosure from their website ?.
Source: Conversation with Bing, 6/28/2023
(1) Regulatory Notice 19-31 | FINRA.org. https://www.finra.org/rules-guidance/notices/19-31.
(2) Advertising Regulation | FINRA.org. https://www.finra.org/rules-guidance/key-topics/advertising-regulation.
(3) Disclosure Report Cards | FINRA.org. https://www.finra.org/compliance-tools/report-center/disclosure.