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Kim Purnell

Kim Purnell

A Wix Legend Marketplace Agency
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CLIENT RESOURCES

Long Term Care - Instrumental Activities of Daily Living

Long Term Care - Instrumental Activities of Daily Living

Instrumental activities of daily living (IADLs) are activities that are necessary for independent functioning and a high quality of life.  These  everyday tasks, called Instrumental Activities of Daily Living (IADLs) including:


  • Housework

  • Managing money

  • Taking medication

  • Preparing and cleaning up after meals

  • Shopping for groceries or clothes

  • Using the telephone or other communication devices

  • Caring for pets

  • Responding to emergency alerts such as fire alarms.


Insurance companies often consider IADLs when assessing the level of care needed for policyholders. IADLs include tasks such as shopping, meal preparation, taking medications, managing money, using the telephone and using transportation. 


Depending on the type of policy, insurance coverage may include assistance with IADLs or provide financial assistance for their completion. By considering IADLs, insurance companies are able to ensure that policyholders are able to live an independent and fulfilling life.


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Florida

A000000

[Mobile Phone]

321-327-9049

Insurance & Retirement Planning Specialist

Kim Purnell

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. By providing your contact information for quote requests for material downloads, you grant permission for licensed insurance agent, identified here, to call you regarding your Medicare options including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.

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A Licensed Agent/Advisor May Contact You. Consult your legal, tax accountant, financial and insurance professional for more advice. Any voluntarily submitted or collected information is used solely for the purpose of insurance underwriting and price quotes and not sold or used for any other marketing or solicitation purpose. Not affiliated with CMS, Medicare or any other federal and state agency. Content on this site is not intended to provide legal, accounting or tax advice.

Adaptive Marketing Group, LLC

898 Glendale Ave Palm Bay, FL 32907

Florida

A000000

[Mobile Phone]

321-327-9049

Insurance & Retirement Planning Specialist

Kim Purnell

FINRA, or the **Financial Industry Regulatory Authority**, is a self-regulatory organization that oversees the brokerage industry. FINRA has rules and guidance on disclosure in advertising and other communications with the public ?.

FINRA encourages members to be precise and succinct in their explanations and disclosures. Members often include in their communications disclosures that are not required by the rules, and FINRA does not object to additional explanations or information beyond what is required for rule compliance ?.

You can learn more about FINRA's rules and guidance on disclosure from their website ?.

Source: Conversation with Bing, 6/28/2023
(1) Regulatory Notice 19-31 | FINRA.org. https://www.finra.org/rules-guidance/notices/19-31.
(2) Advertising Regulation | FINRA.org. https://www.finra.org/rules-guidance/key-topics/advertising-regulation.
(3) Disclosure Report Cards | FINRA.org. https://www.finra.org/compliance-tools/report-center/disclosure.

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